VINTAGE SNOWMOBILE

 

At the Empire Company, we guarantee finding insurance designed for your Vintage Snowmobile Collection will not be as hard as finding replacement parts for your 40 year old snowmobile.

 

 

 

 

 

Types of Coverages Include

  • Stated Value valuation, which is the Limit of Insurance shown in the declaration provided by you.
  • Loading and Unloading of a snowmobile onto a trailer.
  • Coverage for the snowmobile while it is being restored.
  • Off-Premise coverage for the snowmobile while it is at a show, exhibition or a museum.
  • Transit coverage while snowmobile(s) is being transported.
  • Parts in Transit.
  • Parts while they are at other locations being repaired, serviced or refurbished.
  • Books, manuals and memorabilia.  

 

*Note: Appraisals are required on any snowmobile over $15,000 in value.

Our Vintage Snowmobile coverage is designed by restoration collectors for restoration professionals. Though it does not provide coverage for collision and liability, it does include property coverage for nearly every aspect of restoring and collecting Vintage Snowmobiles. One of the highlighted features of this product is the Valuation. We are one of the first companies to offer Stated Amount Valuation for your Vintage Snowmobile. This means if your snowmobile is damaged by a covered cause of loss, the policy will pay the least of the costs to repair your snowmobile, replace your snowmobile with substantially identical property or pay the Limit of Insurance shown in the schedule for that property. With Stated Amount Valuation, unlike policies that offer Actual Cash Value, there is no depreciated value taken against your snowmobile, we cover your prized snowmobile for what you tell us it is worth.

Other Coverages Provided Include:

 

Ø       $1,000 coverage for Parts in transit with a common carrier 

Ø       $1,000 coverage for Parts while being serviced, repaired or refurbished at other locations 

Ø       $2,500 coverage for Books, Manuals and Memorabilia 

Ø       Coverage for snowmobile while being restored 

Ø       Loading and Unloading of a snowmobile onto a trailer 

Ø       Off-Premises coverage for the snowmobile while it is at a show 

Ø       Fire, Theft and Wind are a few of the standard perils covered offered 

Ø       Basic policy premium is $250.00, covering $20,000 worth of your snowmobile collection

 

*If you have a public museum, we can insure your Fine Arts, including Snowmobiles and Snowmobile Memorabilia

Contact us today for more information or fill out our application for a quote. Applications can be faxed to (970) 221-1661 attn Lisa Smith or emailed to LSmith@empire-co.com